Sizing and Performance

Swamp Cooler Operating Cost: What It Really Costs to Run (Power, Water and vs AC)

What a swamp cooler costs to run per hour and per month: power draw by unit type, water and bleed-off cost, worked math at $0.15/kWh and a side-by-side with AC.

Short answer

A whole-house swamp cooler drawing about 0.8 kW costs roughly $0.12 per hour in electricity at an example rate of $0.15/kWh, plus around $0.10 per hour in water including bleed-off. That is about $65 a month at 10 hours a day, versus roughly $145 for a 3 ton central AC running the same hours.

Key takeaways

  • Whole-house coolers with 1/3 to 1 hp motors draw roughly 0.4 to 1.2 kW including the pump; a 3 ton central AC draws about 3 to 3.5 kW.
  • Water is a real part of the bill: evaporation is CFM x temperature drop / 8,186 gallons per hour, plus 25 to 100 percent bleed-off.
  • At the example rates ($0.15/kWh, $0.006/gallon) a typical whole-house cooler costs roughly 40 to 50 percent of what central AC costs to run.
  • Running on low speed, tuning bleed-off and shading the cooler cut costs more than any other habit.
  • Higher electricity rates widen the gap in the cooler's favor; very cheap power and expensive water narrow it.
On this page
  1. Power draw by cooler type
  2. Water cost: the part people forget
  3. Monthly cost: swamp cooler vs central AC
  4. How electricity rates change the picture
  5. Cost by daily runtime
  6. Seasonal cost by climate
  7. Seven ways to cut running costs
  8. When a cooler costs more than expected
  9. Frequently asked questions

A swamp cooler's running cost has two parts: electricity for the fan motor and pump, and water for evaporation and bleed-off. For a typical whole-house unit, both are modest, and together they usually come to well under half of what central air conditioning costs to run in the same house. The exact figure depends on motor size, how many hours you run it, how dry your air is, your water hardness, and your local rates. This page shows the math so you can plug in your own numbers, or use the operating cost calculator to do it automatically.

All dollar figures below use example rates: $0.15 per kWh for electricity and $0.006 per gallon (about $6 per 1,000 gallons) for water. Check your own utility bills for actual rates.

Power draw by cooler type

An evaporative cooler's electrical load is just a blower motor and a small recirculating pump. Pumps typically draw well under 100 W. The blower is the main load.

Approximate electrical draw, including pump
Cooler typeTypical airflowApproximate drawCost per hour at $0.15/kWh (example)
Small portableUnder 1,000 to 2,000 CFM0.05 to 0.25 kWAbout $0.01 to $0.04
Window unit2,000 to 4,000 CFM0.25 to 0.6 kWAbout $0.04 to $0.09
Whole-house, low speed4,000 to 7,000 CFM rated0.4 to 0.6 kWAbout $0.06 to $0.09
Whole-house, high speed (1/3 to 1 hp motor)4,000 to 7,000 CFM0.7 to 1.2 kWAbout $0.11 to $0.18
Central AC, 3 ton (SEER2 13 to 16 range)About 1,200 CFM3 to 3.5 kWAbout $0.45 to $0.53

The AC figure follows a useful rule of thumb: central air in the SEER2 13 to 16 range draws roughly 1 kW per ton of capacity when the compressor runs on a hot day, including the outdoor fan and indoor blower. A 3 ton system is therefore about 3 to 3.5 kW.

Pro tip: For your exact cooler, read the motor nameplate amps and multiply by 120 V. A motor rated 6.0 amps on high is about 0.72 kW at full load (6.0 x 120 = 720 W). Real draw is often a bit lower. A clamp meter gives the true figure.

Water cost: the part people forget

A cooler cools by evaporating water, and the amount evaporated is set by physics, not by the brand:

Evaporation (gallons per hour) = CFM x temperature drop (F) / 8,186

The 8,186 comes from the sensible cooling equation (1.08 x CFM x temperature drop in BTU/h) divided by the latent heat of water (about 1,060 BTU per pound) and the weight of a gallon (8.34 pounds). On top of evaporation, bleed-off removes mineral-laden water, typically adding 25 to 100 percent depending on hardness. See swamp cooler water usage for the full breakdown.

Worked example: hourly water cost for a 4,500 CFM cooler

Average temperature drop across the pads: 20 F.

Evaporation: 4,500 x 20 / 8,186 = 11.0 gallons per hour.

With 50 percent bleed-off: 11.0 x 1.5 = 16.5 gallons per hour.

Cost: 16.5 x $0.006 = about $0.10 per hour (example water rate).

Notice that this is close to the electricity cost of the same cooler. In water-expensive cities, it can exceed it.

Monthly cost: swamp cooler vs central AC

The fairest comparison uses the same house and the same hours. Assume a hot month with 10 hours of operation a day for 30 days.

Worked example: one summer month, 1,800 sq ft home

Swamp cooler (4,500 CFM, averaging 0.8 kW with pump):

Electricity: 0.8 kW x 10 h x 30 days = 240 kWh x $0.15 = $36.00.

Water: 16.5 gallons per hour x 10 h x 30 days = 4,950 gallons x $0.006 = $29.70.

Total: about $65.70 per month.

Central AC (3 ton, about 3.25 kW when running, 10 hours of compressor run time):

Electricity: 3.25 kW x 10 h x 30 days = 975 kWh x $0.15 = $146.25 per month.

Difference: about $80 per month, with the cooler at roughly 45 percent of the AC's cost.

Two caveats keep this honest. First, an AC compressor cycles, so on milder days it runs fewer hours than the cooler's fan; a cooler is also often run longer to hold comfort. Second, the cooler can only match the AC's comfort where the climate is dry enough. Check your city in the climate index and the full comparison in swamp cooler vs air conditioner.

How electricity rates change the picture

Using the same monthly energy (cooler 240 kWh, AC 975 kWh) and the same $29.70 of cooler water:

Monthly running cost at different electricity rates (water fixed at $0.006 per gallon, example)
Electricity rateCooler electricityCooler total with waterCentral ACMonthly difference
$0.10/kWh$24.00$53.70$97.50$43.80
$0.15/kWh$36.00$65.70$146.25$80.55
$0.25/kWh$60.00$89.70$243.75$154.05
$0.35/kWh$84.00$113.70$341.25$227.55

The pattern is clear: the higher your electric rate, the more a cooler saves. Time-of-use plans that charge peak rates in late afternoon favor coolers even more, because that is exactly when AC load peaks. Where water is very expensive, or where the water bill also adds a sewer charge per gallon, the cooler's advantage shrinks, so check how your utility bills sewer in summer.

Cost by daily runtime

Approximate monthly cost of a 4,500 CFM cooler by daily hours (example rates, 20 F drop, 50 percent bleed-off)
Hours per dayElectricity (0.8 kW)WaterTotal per 30 days
6$21.60$17.82$39.42
10$36.00$29.70$65.70
14$50.40$41.58$91.98
24$86.40$71.28$157.68

The 24-hour row overstates reality, because temperature drop and therefore evaporation fall sharply at night when the air is cooler. Many homes switch to low speed or vent overnight.

Seasonal cost by climate

A month is useful, but the season is what you budget for. The cooling season length, daily hours and average temperature drop all change with climate. The scenarios below use the same 4,500 CFM cooler at 0.8 kW, 50 percent bleed-off and the example rates. They are illustrations, not forecasts for any particular city.

Illustrative seasonal running cost for a 4,500 CFM cooler (example rates)
ScenarioSeason and useAverage dropElectricityWaterSeason total3 ton AC, same hours
Low desert, long hot season150 days x 12 h25 F$216About 37,100 gal, $223About $439About $878
Mid-elevation desert120 days x 10 h22 F$144About 21,800 gal, $131About $275About $585
High desert or mountain valley90 days x 8 h20 F$86About 11,900 gal, $71About $157About $351

Two things stand out. In the hottest, driest places, water becomes roughly half of the cooler's running cost, so bleed-off tuning matters as much as motor efficiency. And in every scenario the cooler stays at around half the AC's cost or less, even after counting water. For your own location, the water usage calculator and operating cost calculator take your actual temperatures and rates.

Seven ways to cut running costs

  1. Run on low whenever it holds comfort. Low speed draws roughly half to two-thirds of high-speed power and evaporates less water.
  2. Tune bleed-off. A continuous bleed set for very hard water on a soft-water system can double water use for no benefit. See bleed-off and water quality.
  3. Fix float valve leaks. A float that never quite shuts off sends water down the overflow 24 hours a day. See float valve adjustment.
  4. Keep pads fresh. Scaled or clogged pads cool less, so the cooler runs longer for the same comfort.
  5. Adjust the belt and pulley. A slipping belt wastes power; an over-tight belt loads the motor bearings. See belt and pulley adjustment.
  6. Vent properly. Too little relief air reduces airflow and comfort, which leads to longer run times.
  7. Use a thermostat. Automatic cycling and speed staging prevent hours of unneeded running.

When a cooler costs more than expected

If your bill looks high, isolate the cause before blaming the cooler. Read the water meter before and after an hour of operation with all other water off; compare with the evaporation formula plus your bleed-off setting. A result far above the estimate points to an overflow leak or excessive bleed. On the electric side, measure motor amps on high; a reading well above nameplate suggests a failing motor, a dragging blower bearing or an over-tightened belt. For longer-term planning, including purchase and maintenance, see cost of a swamp cooler.

Frequently asked questions

How much does it cost to run a swamp cooler all day?

A whole-house unit drawing about 0.8 kW for 24 hours uses about 19 kWh, or roughly $2.90 at an example rate of $0.15/kWh, plus water. Over 24 hours at an average 15 F drop, a 4,500 CFM unit evaporates roughly 200 gallons, so add about $1.80 with 50 percent bleed-off at $6 per 1,000 gallons.

Does a swamp cooler use a lot of electricity?

No. Its only electrical loads are a fan motor and a small pump, so it typically uses a quarter to a third of the power of a central air conditioner serving a similar home.

Is a portable swamp cooler cheap to run?

Yes. Most residential portables draw roughly 50 to 250 watts, so even 10 hours a day at $0.15/kWh costs well under $12 a month in electricity. Their cooling reach is small, though.

Does running a swamp cooler on low save money?

Yes. Low speed draws noticeably less power and moves less air, so both the electric and water costs drop. In mild weather or overnight, low often keeps the house comfortable.

Why is my swamp cooler bill higher than expected?

Common causes are a continuous bleed-off set too high, a float valve leaking into the overflow, running on high all day, or an inefficient older motor. Check water use at the meter and motor amps against the nameplate.

Sources and further reading

  1. Evaporative Coolers, U.S. Department of Energy, Energy Saver
  2. ENERGY STAR heating and cooling guidance, ENERGY STAR (U.S. EPA and DOE)
  3. ASHRAE Handbook: Fundamentals (psychrometrics), ASHRAE
  4. Evaporative Coolers (fact sheet), Colorado State University Extension